1.    Acceptable Use
  o    You agree to use this site and our services only for lawful purposes.
  o    You may not attempt to disrupt, damage, or gain unauthorized access to our systems.
2.    Information Disclaimer
  o    Content provided is for educational and informational purposes only.
  o    Nothing on this site should be considered specific financial, legal, or tax advice. Always consult a licensed professional before making financial decisions.
3.    Intellectual Property
  o    All materials, including text, graphics, and design, belong to Arkad Associates Inc..
  o    You may not copy, distribute, or reproduce content without permission.
4.    Limitation of Liability
  o    Arkad Associates, Inc. is not responsible for losses or damages that may arise from the use of our site or services.
5.    Changes to Agreement
  o    We may update this User Agreement from time to time. Continued use of our services means you accept the updated terms.
If you have questions, contact us at arkad2010@comcast.net.